Success Stories About Premium Bonds

Premium bonds are a great way to invest for your future. Not only do you get the chance to store your money in a secure environment but you get a chance to win a million pounds. 

Some people doubt the system but there is a plethora of success stories that prove that premium bonds are a good investment and is a great way to have fun playing the monthly lottery. 

Each month bond numbers are randomly picked and if are the lucky investor, you could win a prize from fifty to a million pounds. The following are some testimonials about the success for premium bonds.

One lady had a one pound bond purchased for her by her grandparents. Even though the bond was purchased in 1965, this single bond has been picked twice for a fifty pound and a hundred pound cash prize. 

This has spurred the woman to invest heavily in the program and she encourages her children to invest also. These two wins have created a saving culture within the family and with other wise financial decisions; this woman will be set up in her retirement age. Her family also will be able to save for college and their retirement also.

Another lady in Liverpool stated that she had twenty thousand premium bonds and that she was disappointed that she didn't win anything after a few months. 

She had only won one fifty pound prize after the purchase. She was so up set that she wrote the National Savings and Investment agency and complained. Not only did she get a reply and an explanation but she also was notified that she had won another fifty pound prize and ironically the same bond number she won on the first prize was the same bond number that was picked for the second time.

This was picked up by a conspiracy theorist who spouted the odds that if one bond is bought for one person, that person will have a chance of winning every three thousand years or so. Also that person has a chance of winning the million dollar prize at the odds of twenty three million to one. 

He is skeptical about the ladies story, but refuses to pull out his premium bonds because he knows it is a safe place for saving and he still has faith that he will earn a prize, maybe the million dollar prize for his investment. He says not only he will save but will invest more until he gets to the cap of thirty thousand pounds.

Another lady supports the theory that newer bonds have a better chance to win than older bonds. She bought her son a bond in the 1961. Her son never won a prize for the bond since the purchase. The gentleman bought a new bond last year and won a fifty pound prize the first month. 

The theory that newer bonds win more frequently can be explained by the fact that the population and the popularity of bonds has increased since the sixties. 

Therefore the statistics are slanted more toward the new bonds than the ones bought decades ago.

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hy Do Women Cheat On Their Partners?

When it comes to cheating, many of us instinctively think of men who cheat on their girlfriends or wives. Yes, this is a common occurrence, but women are just as capable as carrying on affairs as men are. In fact, many women do. If you suspect that your wife or girlfriend is cheating on you, you may be curious as to why.

When it comes to determining why women cheat on their boyfriends or husbands, an answer is actually hard to come across. This is because women, as well as men, cheat for a wide range of different reasons. Just because one woman likes to cheat because it is easy to do so, it doesn't mean that is the same goal and motivation of your significant other.

Although it is difficult to pinpoint the exact reason why women cheat on their men, there are a number of common reasons. A few of these reasons are highlighted below. They may be what is causing your wife or girlfriend to cheat on you.

1 – Unfulfilled Desires at Home

Do you have a preference when it comes to sex? Most men do, but did you also know that most women do as well? Have you asked your wife or girlfriend what she likes in bed? If not, you may not be fulfilling her desires. It is important to remember that women do have sexual needs as well. If your sex life is dull, boring, or decreasing, there is a good chance that your significant other is cheating on you. Remember, she may be doing so to fulfill her sexual desires or her fantasies.

2 – To Get Out of a Relationship

There was a point in time when a simple breakup note or a phone call was an easy way to end a relationship. Now, it seems as if cheating is the easiest alternative. Many women use cheating as a way to get out of their relationship. Some women fear the responses that they will receiving when trying to breakup with a boyfriend or ask for a divorce. Violence is one of those fears. If you have noticed that your relationship has been suffering for some time now, there is a chance that your woman is trying to find an easy way out of your relationship.

3 – To Feel Young Again

It is no secret that women fear aging. In fact, many women enter into crisis mode when they notice aging signs on their body. These signs may include wrinkles, grey hair, or weight gain. Some women choose to improve their physical appearance by getting a makeover or starting a weight loss plan, others decide to go out and have an affair. In these types of situations, affairs are typically short and may also only be one night stands. Some women just want to be able to go out for a while, have a good time, feel young again, and return home.

4 – Convenience

Convenience is another common reason why women cheat on their men. Say your girlfriend or wife is out to dinner or at a bar with a group of friends. A man provides them with attention and pays them compliments. Many women will eat this right up. It goes with the above mentioned reason of feeling young again and improving self-confidence levels. At this point in time, many women also think “why not?” If they have a man there who is willing to provide them with passion, even just for one night, many women choose to go for it because of convenience.

As highlighted above, it is important to remember that men are typically typecast as the cheaters, but women can cheat just the same. If you suspect that your wife or girlfriend is cheating on you, you may want to spend less time focusing on the why or the how and more time deciding what action you will take. Do you want to save your relationship or is it not worth the pain? http://josebaezky.lspublish.hop.clickbank.net/?p=1

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Why Do Men Cheat On Their Partners?

Are you a woman who suspects that your man is cheating on you? If you do, you may be interested in catching them in the act. But, first, you may have a number of questions. One of the most common questions asked by women who have been cheated on is “why do men cheat?”

When it comes to determining why men cheat on their wives or their girlfriends, it is difficult to come up with an exact reason. Why? Because men cheat for a wide range of different reasons. For example, your boyfriend may cheat for one reason, but one another man may be cheating for a whole other reason.

Despite the fact that it is difficult to determine exactly why men cheat, namely your man, there are a number of common reasons. These reasons, a few of which are highlighted below, may be the cause of your cheating husband or boyfriend.

1 – To Get Out of a Relationship

What do you do when you decide that you went to end a relationship? If you are like many other women, you breakup with your boyfriend or ask for a divorce from your husband. For some men, this is a lot easier said than done. Those who fear breakups, often opt for cheating instead. These men often wish to get caught, as most women will not put up with a cheating partner.

What does this mean? It means that some men use cheating as an easy way to get out of a relationship. Unfortunately, most men don't take the pain of a broken heart into consideration.

2 – Unfulfilled Desires

Unfulfilled desires is another common reason why some men cheat. In these instances, men do not want to end their relationship with their girlfriend or wife. In fact, they may truly love their significant other, it's just that their desires aren't being fulfilled. All individuals, including both men and women, have sexual desires. If those desires aren't being met at home, a man may turn elsewhere. Aside from the sexual standpoint and the act of cheating, these types of men often have otherwise healthy relationships at home.

3 – An Improvement in Self-Confidence

There comes a point in every woman's life when she looks in the mirror and thinks “what has happened to me?” Men go through this same experience. Whether it be increasing in age, a change in physical appearance, or a generalized decrease in self-confidence, many men are afraid of what they see or what they have become. These men often need an uplifting experience. Unfortunately, not all men opt for something adventurous like skydiving or rock-climbing. Many other men decide to have an affair.

4 – Convenience

Unfortunately, many wives and girlfriends make the mistake of assuming that affairs are long-term term and last for weeks, months or years. In fact, a large percentage of men who cheat only have what is commonly referred to as one night stands. This is when they have sexual relations with another woman and return home to you, possibly never seeing that woman again. As for why men have one night stands, many do so because it is convenient and because they can. Also, in these types of situations, alcohol is typically a factor.

5 – Just Because

It is important to remember that a man doesn't have to have a reason to cheat. There are some men who honestly don't care about who they hurt in the process. There are other men who simply just make a mistake. If you think that your man is cheating on you, it may be more important to focus on what you should do, as opposed to dwelling on why he decided to cheat in the first place.

As highlighted above, there are a number of common reasons why men cheat. With that said, it is important to remember that men are not the only ones who cheat. Some women are just as bad. Don't let yourself become one of those women, especially if your only goal is to seek revenge. http://josebaezky.lspublish.hop.clickbank.net/?p=1

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Looking Like a Million on a Budget

Dressing well does not have to cost a fortune. If you take a little time to plan your needs and treat your wardrobe like the investment that it is, you can make a little go a long way. 

You can also look like you spend a lot of money on your clothes when all you are really doing is combining a few well-chosen, high-quality pieces. 

Below are several ways you can be frugal and still look like a million bucks

*Take an inventory of your closet and make a list of things you need. Buying from a list will keep you focused and curb impulse buying.

*Buy the best quality of clothes that you can afford. They'll last longer, wear better, and ultimately, save you more money than buying inferior-quality pieces.

*Buy classic styles. These will stand the test of time and not date you as easily as buying into trends.

*Opt for mix-and-match separates. If you buy carefully, a little will go a long way. Five well-chosen shirts combined with two pairs of pants will give you ten combinations, for example. Two head-to-toe ensembles that don't go with anything else will only give you two combinations.

*Try for a primary color scheme. Build your wardrobe around three to five colors that look good on you. Not only will this allow you more mix-and-match opportunities, it will reduce the number of accessories that you need.

*Opt for solids over patterns. Solids mix and match more easily and are less easily remembered than prints...which will make you look like you have a lot more clothes than you really do.

*Buy on sale whenever possible. Join your favorite store's mailing list to take advantage of "insider" sales notifications. With a little bit of persistence, you can find quality pieces at affordable prices.

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Looking Like a Million Without Spending a Million

You can actually look gorgeous without breaking your wallet. You don't have to spend hundreds of dollars just to get the latest trends then find them out of style after a few months. The commitment may take a little time, but it is surely worth it.

Seasons come and go. So goes with the trends. But, there are certain outfits that never go out of style. Buy classic pieces. Such staples include blue jeans, black pants, white shirt, and a sultry black dress. Pair bargain finds with the basics. With a couple of designs and colors in your wardrobe, the main rule to follow is very simple: mix and match! Use your imagination!

Go thrift shopping for your clothes and accessories. For fall clothes, they typically hit the racks in July and they start getting marked down by around September. If you buy a sweater by October or November you can save up to 75%!

Everyone likes a bargain. Buy at the end of every season as the price is marked down. Add pieces as the season progresses and the prices fall. Go to clearance sales, if it's possible, target the mall's opening and start shopping as early as possible - when there are less people and the best buys aren't sold yet.

Accessorize accordingly. Learn to sew and put on decorations to your wardrobe. If you have time, overhaul your unused clothes to make them more fashionable. Like scrap booking, it can actually be therapeutic!

Vow to stick to your budget. Have that as a challenge for yourself. Remember, fashion is what suits you, not what fits the model from the magazine.

Remember, you can look fabulous for less. Know what styles can be in par with your body type. This is definitely more than merely following what is going on in the forefront of the fashion world. The woman who always manages to look like a million bucks on the skimpiest budget is a true achievement.

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Advertising in Yellow Pages

Some people believe that yellow pages do not receive response like other advertising methods do and this is true to some extent but not in totality. When talking about traditional yellow pages, there sure is a decline in number of people opting for advertising in it. According to a recent report, even the most attractive advertisement in a particular section is not getting the response from callers like they used to get before. On the contrary, the prices of placing ads in directories are on a rise, which speaks a different, story altogether.

In reality different categories are witnessing different rates of decline. Like the lawyers category is seeing the maximum decline, where as emergency service provider's section has the same call rate. And sections like mobile phones, real estate and furniture are seeing a rise due to the increasing customer demand. Altering the size of the advertisement or changing the look cannot do wonders any more.

Experts suggest that relying on yellow pages to get customers isn't enough. Other options should be considered as well along with it. With the Internet reaching every home, nearly half of the Internet users use the net everyday. They prefer to buy stuff online, from the comfort of their homes. Research should be done on the Internet to get reviews about the product. People, who don't usually shop online, also are also opting to shop online as information is provided at the click of a mouse. It is easier for people to trust as customers who used the product give their feedback about the product after using it.

A relatively newer concept is the yellow pages going online. The good thing about them is that they are updated frequently unlike the printed directories and can be viewed from any part of the world. According to researches conducted, the response increased by twenty five percent every year. So those who are interested to invest in yellow pages advertising can think of going online. Directories are submitted to search engines, which on typing a keyword or phrase bring the results. Small and local businesses, too, can land on the pages brought by the result. The cost of creating a website can be saved if all the relevant information about the company is included in the online yellow pages. Look out for the date to renew the directory listing, and if there is a need to change the advertisement, it is not a big problem on online yellow pages. Some starter websites offer to place advertisement in their yellow pages for free. Search out for such websites on the Internet.

Larger businesses can start their own websites and place links in the online yellow pages. Articles can be framed about the business and can be submitted to Ezines and websites related to the area of business. Some websites also allow posting articles for free. The purpose of the yellow pages is basically to get potential customers but that doesn't mean that existing customers should be neglected. Steps should be taken to strengthen the relationship with them and to retain their trust by maintaining the standard of the products supplied to them. Once they are completely satisfied, the price-rise won't bother them and they will talk about the company to people they know, which will fetch new customers.

The objective is to work smartly and select the right method of advertising. If a business isn't using any other method for advertising apart from using yellow pages, it can cause problems and the products may not sell. Analyze how much money is spent on placing ads in directories and estimate whether the amount of customers the business gets is desirable. Whenever a call is received from a potential customer, ask them how they got to know about the enterprise. This will help to analyze which advertising method is ideal for the business. It is never late to correct the mistake and go for the right method. easyleadsandcash

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Advertising in Newspapers

Newspaper advertisements are as old as advertisement itself. Although, it's an age-old method of advertisement, it still receives the same response and is highly successful. Both small and large businesses still choose this method to promote their products and services. Ask them and nearly hundred percent advertisers would select newspapers as their primary advertise medium.

In spite of registered decline in newspaper circulation numbers and advertisements featured in a newspaper, they are read by millions of people at their breakfast table. The rate of increase in price to place advertisements in newspapers is climbing rapidly when compared to radio, television and billboards. The main aim should be to get the desired attention from the advertisement and out do the competitor. Various factors should be considered and measures should be taken to ensure success, while keeping the cost low.

Many advertisers, who advertise through newspapers, design their own advertisements without any prior training. This has lead to the rise of larger number of retailers who think that making an ad by them is the only way to get it right. This approach saves a lot of money and is good for small businesses, only if they reach to correct customers. The one time cost of placing a small advertisement is $150, so the measures should be taken to place them effectively. It isn't necessary to have a full-page advertisement posted in the newspaper. If smartly designed, even half page advertisement can do wonders; the money saved can be used to advertise concurrently in other mediums like radio, websites, etc.

Using colorful font can multiply the cost to many times and is not worth the return. If the budget is low and the matter is confident enough, black font will be fine. Regular readers read the newspapers daily; therefore, there is no sense in placing the same ad in the same paper everyday. The advertisement can be placed in different papers everyday. The frequency can be three times a week for a particular newspaper. But there is an increase in the number of readers on weekends, so more money can be invested on placing advertisement in the weekend edition. Don't be disappointed if all the advertisement space is sold on weekend. Insert fliers in between the pages of the newspaper.

As many advertisers will be posting their ads on weekends in the local newspaper and the chances of your ad getting lost in the muddle, the conventions can be twisted a little to beat the competition. Place an offer coupon in the mid-week editorial and pay the local station to advertise and talk about the offer on their famous program. Ask them to specifically mention about the coupon placed in the newspaper. Out of the daily readers, only few of them go through the entire newspapers. Most of them view the first and last page. So instead of posting an ad thrice weekly in the middle pages, invest on placing the ad on the first or last page of the newspaper, once a week. Majority of the newspapers don't give competitive protection, that is, an advertisement of a firm can be placed next to the advertisement of its competitor. Specify about this condition to the sales person and take the guarantee from them.

There is a decrease in the number of local newspapers every year. In United States, only about a thousand newspapers function on a daily basis. Local people are now relying on weekly papers or newspapers with the local section. Sometimes only one publisher controls many of the local newspapers. Newspapers for all the localities are printed at one place with only the front page being changed. When advertising in such publications, care should be taken on recognizing the audience that is being reached. All the effort and money is wasted if the wrong customer is reached and the result can go in loss. Mixing different medias instead one for advertising is a smart approach. One can take care of the shortcomings of the other and work in tandem to make the overall advertising campaign a huge success. 5iphon

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Why Hire An Internet Marketing and Advertising Company

When it comes to promoting your company online, you might have considered hiring an internet marketing and advertising company. Because of the importance of marketing and time and effort it takes, hiring someone to do it for you can be a good idea. Not only will it allow you more time to work on your business instead of worrying about marketing, you'll also benefit from having an internet marketing and advertising company working on your campaign.

Unless a person spends a great deal of time keeping up with internet marketing techniques, it's very difficult to stay abreast of new ideas and methods of marketing. An internet marketing and advertising company however, makes this their business, so they always have the latest and best information when it comes to marketing a business online.

A long-term campaign with an internet marketing and advertising company will probably be a considerable expense. But before you discount it based on cost, consider the value of what you'll receive rather than the dollar amount you're putting out initially. A good internet marketing campaign can offer returns far and beyond what you spend—of course, it wouldn't be worth it otherwise. But the returns you'll receive from expert advice and promotion from an internet marketing and advertising company won't start and then stop, they should continue for some time.

If you're already in an established business and your numbers need a boost, hiring experts shouldn't be too much of a hardship. You already know that the money you put into advertising and promotion flows back to you many times over, and you probably have more capital available to enter into such an agreement. If you're just starting out in business, consider the money you spend on good promotion and advertising now a very vital expense. If you can get started out on the right foot getting your brand recognized in the right way and in the right places, you'll have overcome one of the hurdles everyone starting an online business has to face.

Working with an internet marketing and advertising company doesn't take you out of the promotion equation. Usually it's more a partnership than a simple delegation of promotional tasks. Once you together decide which direction to move in, then the company may handle many of the day to day promotional activities like blog posts, social networking and social bookmarking, for instance. But not before you along with them have decided which aspects of your business to focus on, and which market to target.

Working with the experts, especially in the beginning, can also be a learning tool should you ever want to get more involved with your business' internet marketing and promotional efforts. Or you can have staff who work with them closely and learn the many techniques that they use to best market your company. Then you can take back some of the promotional tasks should you want to, or should you want the internet marketing and advertising company to focus on another area of your business. http://earningopps.com/toan/review.php?r=2390kj20293939

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Can You Really Make Money Doing Nothing With Internet Marketing

The short answer is a resounding "NO"! At least not if you are new to marketing online. Not at first. But most everyone dreams of being able to make money doing nothing. And internet marketing can be used to eventually make passive residual income. Residual income is income that continues to be generated after the initial effort has been expended. So, if you work hard and do things right in the beginning, you will continue to earn off of this effort, even long after you have moved on to other things.

Success in internet marketing usually comes very slowly. You could go on for years without seeing any return, but if you are consistent and continue to work at it, you will gradually begin to see the money rolling in. And once this happens, you will see the snowball effect take place and eventually you will be able to make money doing nothing!

So what do you need to work at? You need to bring traffic to whatever it is that you are promoting - to your blog or website or to your affiliate product website. The more people you can get to your website, the more sales you will make.

So what are some of the pros and cons of internet marketing?

First of all, if you prefer to have a regular "guaranteed" paycheck where the amount of time you put in equals the amount of money you receive, internet marketing is probably not for you. If you don't like to study and learn new things, learning internet marketing is probably not for you. If you need someone else to motivate you or manage your activities, internet marketing is not for you.

One of the most obvious pros of internet marketing is that you don't have a boss telling you what to do. You work for yourself and make all the decisions. Being able to work whenever and wherever you please is a great goal to shoot for.

Your pay is not an hourly wage or salary so there is no limit to how much money you can make. Let's say for example that you decide to write your own e-book (it may sound difficult to you now but this is a very attainable goal if you do just a little bit of training). You spend a lot of time on this e-book and then you make money off of the sales for years to come - you just need to make sure that you are driving traffic to the sales page of your e-book.

This is what passive residual income is. . .and it is one of the greatest benefits that internet marketing offers. Putting out or representing a quality product once or twice a year will have a great impact on your income for the months or years, even if you're not working. Again, that's how you can make money doing nothing. 

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Global Internet Marketing - Is It Different Than Internet Marketing

It might be natural to think that internet marketing is actually the same thing as global internet marketing since you can access web content from all over the world. But if you've decided to market your products or services internationally, you will have to do it in a way that offers the best site and most appropriate message to your various audiences.

Among other things, this involves choosing the right language and interface for your users' locations while taking into account the multitude of SEO (Search Engine Optimization) factors for a global marketing campaign. As many of you are aware, the internet enables less expensive and efficient online international distribution options for media products and informational types of products. Software companies are the most obvious examples of those that can save by distributing their products online all over the world.

When it comes to SEO, one of the most important technical decisions you need to make before getting started with your global Internet marketing campaign is how to manage the many international domains. What you decide doesn't just potentially affect your rankings, but also how well you will be able to manage each of your sites and even how much you end up investing in this marketing endeavor.

There are two options when it comes to launching websites in different countries. First, you can host all of the different language variations on one site and separate the languages by subdomains or subdirectories. The second option is to create a separate site for each language you are targeting.

If you choose the first option, you will probably have greater centralized control when it comes to the site's management and better SEO because all of the links will be coming in to one singular domain. This method can also be more effective when it comes to suppressing the possibility of duplicate content in the search engines.

If you go with the second option, you will probably spend less. You can start with one site and then add others one by one if you feel it is feasible. Contrary to the first option, by having multiple sites, you will rank better in the country-specific search engines. Because using this method allows you to set up country specific hosting, you can target your SEO efforts to specific countries. It often makes sense to host your site in the country being targeted.

Another important concept to understand at the onset of your global internet marketing campaign is that you can't do your keyword research in English and just translate to your target markets' languages in order to be successful. You need to do extensive keyword research in the language of the market you are targeting.

The best case scenario would be to have a native speaker supervise or do the keyword research. The very least you should do is to use a foreign language/English dictionary that includes idiomatic expressions and is as local to the target market as possible. http://www.theonlineadnetwork.com/affiliates/t.php?rid=2390kj20293939

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5 Benefits Of Internet Marketing With Article Marketing

If you are serious about internet marketing, and increasing traffic to your website by any means necessary, one of the avenues well worth considering is that of article marketing. 

Article marketing involves using content that is keyword rich, informal and easy to access to draw potential customers and visitors into your website. There are numerous benefits associated with using internet marketing through the act of article marketing, five of which are outlined in detail below.

1 - Through article marketing you are providing additional avenues for potential customers and other visitors to find your website because you are creating additional links to your website on highly trafficked websites. The more avenues there are for potential visitors to find you, the more likely you are to be found.

2 - Through article marketing, you are building inbound links to your website. These inbound links are one-way links, which makes them the most advantageous type of linking for search engines like Google to follow. If your search engine page rank matters to you, then creating these inbound links is an important part of marketing your website, and article marketing can allow you to achieve this quickly and effectively.

3 - Article marketing allows you to build a name for yourself. Most article syndication websites have biography sections where you can share information about yourself and your niche. By writing informative articles that people actually want to read, you are establishing a name for yourself as an authority on whatever subject you are writing about.

4 - Article marketing is free, which is one of the best benefits. You are getting your content out there, spreading the word about your website to the world, and it does not cost you a dime. By putting your content out there, you are building powerfully on your traffic potential, and submitting your content to article directories will not cost you anything but some of your time when putting your articles together to submit.

5 - Article marketing allows you to make excellent use of keywords, because you are writing about something that relates to your website. When you create links and get your name out there in content that is rich with relevant keywords, it will increase the SEO capabilities of your site, and allow you to build a powerful correlation between the information that you are offering in your article, and the capabilities of your website. Customers will have one of those eureka moments when they realize that they can travel to your site for more of the same excellent information, and this is an outstanding way to draw in new visitors from a highly respected source for information.

There are numerous other benefits associated with internet marketing through article marketing, but these should jump start your thinking processes when it comes to crafting articles to bring new visitors to your website. If you are serious about internet marketing, writing articles for syndication for the purpose of article marketing is certainly an advantageous way for you to go. http://HowToGetPaidToAdvertise.com/TOAN_ME.htm?2390kj20293939

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